Getting money back from crowdfunding failures could get a lot easier if Indiegogo decides to offer optional insurance plans. According to TechCrunch, Indiegogo is testing insurance on at least one project, the stress management wearable Olive. On the campaign page, backers can add an insurance plan for $15, guaranteeing their money back if Olive doesn’t ship within three months of its estimated November 2015 delivery date. The page makes clear that Indiegogo, and not Olive, is providing the insurance.