American banks and stores may already be planning to tighten your payment security, but the White House wants to give those efforts a boost. President Obama has signed an Executive Order that will require the federal government to both issue more secure chip-and-PIN payment cards and upgrade terminals to match. This isn’t just for protecting day-to-day staff expenses, it also means that pensions, Social Security, and veteran payments should be safer. There should also be fewer risks when you’re buying from federal locations like national parks and the passport office.