Financial management app Qapital is preparing to launch in the U.S.

Swedish financial management start-up Qapital is preparing to launch in the US with a service that enables users to track their spending, set savings goals, and transfer cash to a savings account held by an FDIC-insured banking partner. Qapital moved out of beta late last year, with a smartly-designed PFM app that incorporates all the usual account aggregation, spending, budgeting and goal-setting tools.

Qapital, a new financial management app developer based in Europe, is preparing to launch in the U.S. and Sweden as it looks to challenge Mint.com‘s dominance in personal financial management, TechCrunch has learned. The Stockholm-based company aims to help consumers “live large” by “saving small.” Backed by a few angel investors, the company’s app differs from most account management software in its ability to actually save money. Users can set goals to save against — like money for a vacation, or a new car or television, or a limited edition replica of the “one ring.” As they hit their savings or spending targets, money is transferred from their bank accounts into a savings account managed by Qapital’s banking partner.