SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
SoFi Technologies (SOFI) Stock Price & Market Analysis
SOFI · NASDAQ · Financial - Credit Services
$15.77
▼ -$0.0700(-0.44%)4:00 PM ET - vs previous closeQuote as of Oct 2, 2026, 4:00 PM EDT
Regular-session close · Oct 2, 2026, 4:00 PM EDT.
Yahoo Finance · delayed, minutes not stated · as of Oct 2, 2026, 4:00 PM EDT · current source
Long-term rangesAvailable historyHide
Available history: 2021-01-04–2026-10-02. This is the supplied data window, not a verified inception date. Range extremes use intraday highs/lows where supplied, otherwise closes. Provider-reported; adjustment basis unspecified. The separate 52-week range uses Yahoo Finance figures; its adjustment basis is unspecified.
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Reported fundamentals
SOFI research snapshot
Annual revenue
USD 619.35M
Sales for the fiscal year ended Dec 31, 2025. This is not trailing twelve-month revenue.
Revenue change
+23.1%
Change versus the fiscal year ended Dec 31, 2024.
Net profit margin
77.7%
Net income divided by revenue for the fiscal year ended Dec 31, 2025. This is not the trailing margin.
These reported results describe the business’s recent scale and profitability. Compare cash generation and valuation before forming an investment view; historical growth is not a forecast.
Company · Profile
About SoFi Technologies (SOFI)
Sector, leadership, and how SoFi Technologies earns its revenue.
Financial Services
Company · Profile
About SoFi Technologies (SOFI)
Sector, leadership, and how SoFi Technologies earns its revenue.
SoFi Technologies
NASDAQ · SOFI · US
Company narrative is editorial context. Source observation date: 2026-10-02T00:05:54.159Z. Narratives and leadership records are excluded from current quality ratings.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Country
- US
- Founded
- 2020
- Employees
- 6,100
- CEO
- Anthony J. Noto
- Exchange
- NASDAQ
Business model & operating evidence
AI business exposure
- Revenue exposure
- AI-specific revenue is not separated in the available company statements.
- Capital-spending dependency
- No reviewed quantitative dependency model is available.
- Compute role
- See the sourced business description; AI labels do not establish compute revenue.
- Platform examples
- An exhaustive, consistently defined product inventory is unavailable.
- Ecosystem links
- Supplier and customer links require reviewed disclosures.
Narrative versus numbers
Demand is expanding
Supporting observation: 1.1%
Year-over-year growth in the latest quarter. This is not the fiscal-year revenue change in the snapshot above. · SEC Companyfacts · 2026-06-30
Growth produces accounting profit
Supporting observation: 104.3%
Reported-period net margin. A positive figure supports accounting profitability, not cash generation. · SEC Companyfacts · 2026-10-03T10:41:29.038Z
The business generates cash after investment
Contradicting observation: USD -3.99B
Latest reported free cash flow. It is not a forecast and it is not the fiscal-year snapshot. · SEC Companyfacts · 2026-06-30
These are explicit tests of individual claims, not an overall bull/bear rating. Demand growth can coexist with valuation, concentration and financing risk.
Operating measures
- Revenue
- $153.58Mquarter ended Jun 30, 2026
- EPS
- $0.12quarter ended Jun 30, 2026
- Capital expenditure
- $96.57Mquarter ended Jun 30, 2026
- Free cash flow
- -$3.99Bquarter ended Jun 30, 2026
- Free cash flow margin
- -2596.1%quarter ended Jun 30, 2026
- Operating cash / net income
- -24.84×quarter ended Jun 30, 2026
- Revenue growth year over year
- 1.1%quarter ended Jun 30, 2026
Leadership
CEO: Anthony J. Noto
Source: Financial Modeling Prep · 2026-10-02T00:05:54.159Z
Ownership filings and insider activityCompetitors & comparisons
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Governance & sustainability
All data sources
Search the dated figures used for this view. Each entry identifies its units, reporting period and calculation status.
Market closed
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Next open: 2026-10-05 · 9:30 AM America/New_York
Exchange calendar includes scheduled holidays and early closes. Extended-session prices appear separately only when supplied by the quote source.
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