NASDAQ · Financial Services · Financials

Zions Bancorporation, National Association financials & valuation

Reported statements, fiscal periods and valuation definitions in one place.

Last confirmed price: $63.14-0.36%; Oct 19, 2026, 4:00 PM EDT · Prices may be delayed
Market cap · calculated: $9.22B; Oct 19, 2026 · Valuation and sources

Data dates

Prices as of Oct 19, 4:00 PM EDT · Fundamentals checked Oct 19, 8:20 PM EDT · Statement period ended Jun 30, 2026

Financial statements

Period Statement

Show / hide line items

Revenue Net Income Net Margin Income Tax Expense

Revenue

529M

FY2025 · ended Dec 31, 2025

Operating Income

—

FY2025 · ended Dec 31, 2025

Net Income

899M

FY2025 · ended Dec 31, 2025

Amounts in USD. B = billions · M = millions. Scroll horizontally for earlier periods.

Sources, units & calculation notes

Reported statement data. Per-share figures are in USD/share; margins in %, debt/equity in ×. TTM sums four consecutive quarters; balance sheets remain period-end balances. A trailing-twelve-month EPS figure is not the sum of the quarterly EPS cells. Growth requires comparable positive values. EPS reflects the reported share count and any stock splits. A missing quarter may show calculated EPS when the necessary net income and share figures are available. EPS comparisons require consistent accounting and split adjustments. Use Tab to move between controls and arrow keys within the table.

ZION annual income
Line item	FY2025Ended Dec 31, 2025Filed Feb 24, 2026Source filing	FY2024Ended Dec 31, 2024As reported in the Feb 24, 2026 filingSource filing	FY2023Ended Dec 31, 2023As reported in the Feb 24, 2026 filingSource filing	FY2022Ended Dec 31, 2022Filed Feb 25, 2025Source filing	1Y change	3Y annual growth	Trend
	529M	513M	503M	495M	3.1%	2.2%
	899M	784M	680M	907M	14.7%	-0.3%

Earnings quality · Dec 31, 2025

Net income: 899M
Free cash flow: 952M
Stock-based compensation: 35M
FCF / net income: 105.9%
Accrual gap / revenue: -32.9%
Cash conversion: Strong cash conversion

Accrual gap = (net income − operating cash flow) / revenue. TECHi descriptive thresholds: strong ≥100%, moderate 75–100%, weak <75%. CapEx timing, working capital and industry structure affect the ratio; it is not an accounting audit.

Download quarterly income CSV

Changes between reports

Q2 Jun 30, 2026 versus Q1 Mar 31, 2026

Reported periods shown above are compared directly; a missing intervening quarter is not inferred. Margin changes are in percentage points (pp).

Revenue: 141M↑ +5.2%; Previous: 134M · USD
Net margin: 321.28%↑ +147.4 pp; Previous: 173.88%
Cash: 793M↑ +20.0%; Previous: 661M · USD
Capex: 33M↑ +32.0%; Previous: 25M · USD
Stock-based compensation: 6M↓ -66.7%; Previous: 18M · USD

Reported-period comparison. Guidance and risk-factor changes require reading the filings.

Read the filings

Valuation & ratios

Multiples with negative or missing earnings are not meaningful. Annual free cash flow yield uses the latest fiscal year; provider forward multiples may use a different earnings horizon.

Valuation history and definitions

5Y median / percentile: Five-year observations unavailable
Forward EPS vs trailing EPS: -15.95%
PEG: —PEG is the forward P/E divided by the expected EPS growth rate in percent.

EPS growth proxy compares the available annual estimate (FY2026 period end 2026-12-31) with trailing EPS; it is not a multi-year consensus growth rate. Historical valuation uses dated observations, using price divided by the annual EPS estimate recorded that day. P/E observations without a stated earnings period are excluded. Available P/E observations: 1 since 2026-10-19.

Why valuation ratios differ

Forward P/E can use next fiscal year, current fiscal year or next-twelve-month earnings; trailing P/E can use GAAP or adjusted earnings and different closing prices. TECHi compares figures with the same earnings basis and reporting period. Different definitions are not averaged together.

Metric	Value / formula	Reporting period and date
Trailing P/E	8.04	Oct 19, 2026, 8:20 PM EDT
Trailing EPS	7.85	Oct 19, 2026, 8:20 PM EDT
Price ÷ annual EPS estimate	9.57×	TECHi calculation · FY2026 period end 2026-12-31

What this page answers

Decide whether the business supports the valuation.

Explore Revenue quality, margins, cash conversion, debt, and filing cadence.

Keep in mind Check reporting periods and any one-time items before comparing results.

Browse all companies and funds

Research tools

Market closed

Regular hours: 9:30 AM–4:00 PM America/New_York

Next open: 2026-10-20 · 9:30 AM America/New_York

Exchange calendar includes scheduled holidays and early closes. Extended-session prices appear separately only when supplied by the quote source.