
Tokenized Bank Deposits Are Challenging Stablecoins: Which Digital Dollar Model Will Win?
Tokenized bank deposits and stablecoins offer different paths to digital dollars. Compare their legal claims, payment networks, redemption and risks.
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12 articles
TECHi reporting and analysis covering Stablecoins. 12 articles, newest first.

Tokenized bank deposits and stablecoins offer different paths to digital dollars. Compare their legal claims, payment networks, redemption and risks.

SoFi Earn (SOFIE) launched with a 4.40% variable APY effective Oct. 20. How the bank deposit, FDIC limits and SoFiUSD conversion differ.

Solana’s Alpenglow upgrade is live. The 150 ms figure remains a target, while a 0.8 SOL admission ticket replaces voting fees. Here’s what changed.

Mesh and Visa promise wallet spending across 175 million merchant locations. The rollout and payment-dispute terms will decide what users actually gain.

Verona launched verUSD with $100 million in stated commitments. TECHi separates future payment flow and partner capital from verified stablecoin supply.

XRP fell 9.3% in 24 hours, more than three times bitcoin's drop, after the Senate blocked the CLARITY Act 49-50. Why the tokens the bill would have defined fell hardest.

Coinbase fell 10% and Circle 11.5% after the Senate blocked the CLARITY Act 49-50. Their filings show stablecoin income runs on rates, and the Fed may hike Wednesday.

Senate GOP released the final Clarity Act text after Trump took most of the Tillis-Gallego ethics deal. Cloture needs 60 votes Tuesday; Bernstein: a pass isn't priced in.

Coinbase Business can now accept USDC from AI agents over x402. The on-chain record shows a crypto-native payer cohort, not commercial demand.

Polygon POL price analysis using live CoinGecko data, Visa and Modern Treasury integrations, sPOL staking, market-cap scenarios and key token risks.

Solana and Google Cloud launched Pay.sh for AI agent payments. Here is how x402, stablecoins and API micropayments could reshape the web.

Tether (USDT) runs on Ethereum, Tron, and BNB Smart Chain — a wrong-network transfer can vaporize funds. A 5-point checklist for vetting a USDT swap platform.