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NYSE · Healthcare · Profile

UnitedHealth Group (UNH) stock profile and business model

What UnitedHealth Group does, how the business earns money, and how valuation, peers, ownership, and risk shape the TECHi profile.

Section freshness

Prices as of Sep 8, 1:21 PM EDT · Fundamentals checked Sep 8, 12:38 PM EDT · Statements Jun 30, 2026

Investor profile snapshot

UNH live price, business model and key metrics

Start with the live market print, then use this profile to connect UnitedHealth Group's operating model with revenue, margins, peer context, and investor risk.

RealtimeRealtime regular-session pricing

$401.95

+$4.81(+1.21%)1:21 PM ET - vs previous closei

Quote as of Sep 8, 2026, 1:21 PM EDT

Realtime NYSE quote as of Sep 8, 2026, 1:21 PM EDT.

Market data source

Today92%
$390.56L Sep 8 '26$402.89H Sep 8 '26
52-week71%
$255.97$461.62
Long-term ranges5Y, 10Y, Since first print
5Y42%
$234.60L Aug 1 '25$630.73H Nov 11 '24
10Y54%
$132.39L Sep 12 '16$630.73H Nov 11 '24
Since first print63%
$14.51L Oct 10 '08$630.73H Nov 11 '24

1Y · USD · 255 pts

$394.27

Last close · Sep 26

+31.49%Open summary
Market-data preview · Sep 25 to Sep 261-year price range
UNH one-year price chartServer-rendered SVG chart showing UNH price history.
1Y High$461.621Y Low$255.97

UNH one-year SVG chart preview from 2025-09-03 to 2026-09-08.

Live price

$401.95

Live during market hours

Market cap

$357.79B

Equity scale

Forward P/E

15.20

Consensus valuation multiple

Analyst view

Buy

Target $475.23 (+18.23% implied)

Company · Profile

About UnitedHealth Group (UNH)

Sector, leadership, and how UnitedHealth Group earns its revenue.

UnitedHealth Group

NYSE · UNH · US

UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. It operates through four segments: Optum Health, Optum Insight, Optum Rx; and UnitedHealthcare. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health financial services with patients, consumers, care delivery systems, providers, employers, payers, and public-sector entities. The Optum Insight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, public entities, life sciences companies and other organizations. The Optum Rx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and community health pharmacy services, infusion, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease and drug therapy management. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; Medicaid plans, including Temporary Assistance to Needy Families; Children's Health Insurance Programs; Dual SNPs; Long-Term Services and Supports; Aged, Blind and Disabled; and other federal, state, and community health care programs. and health care benefits products and services to state programs caring for the economically disadvantaged, medically underserved, and those without the benefit of employer-funded health care coverage. UnitedHealth Group Incorporated was founded in 1974 and is based in Eden Prairie, Minnesota.

Sector
Healthcare
Industry
Health Care
Headquarters
Minnetonka, Minnesota
Country
US
Founded
1977
Employees
390,000
CEO
Stephen Hemsley
Exchange
NYSE

Business identity

UnitedHealth Group company facts and operating footprint

UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. It operates through four segments: Optum Health, Optum Insight, Optum Rx; and UnitedHealthcare. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health financial services with patients, consumers, care delivery systems, providers, employers, payers, and public-sector entities. The Optum Insight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, public entities, life sciences companies and other organizations. The Optum Rx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and community health pharmacy services, infusion, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease and drug therapy management. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; Medicaid plans, including Temporary Assistance to Needy Families; Children's Health Insurance Programs; Dual SNPs; Long-Term Services and Supports; Aged, Blind and Disabled; and other federal, state, and community health care programs. and health care benefits products and services to state programs caring for the economically disadvantaged, medically underserved, and those without the benefit of employer-funded health care coverage. UnitedHealth Group Incorporated was founded in 1974 and is based in Eden Prairie, Minnesota.

Sector
Healthcare
Industry
Health Care
Headquarters
Minnetonka, Minnesota
Founded
1977
Employees
390,000
CEO
Stephen Hemsley
Country
US
Exchange
NYSE
Registration and filing identifiersShow
Asset type
Common Stock

Key metrics

UNH valuation, revenue and margin profile

Full statistics
Market cap
$357.79B
Equity scale
Revenue TTM
$450.13B
Trailing twelve months
Forward P/E
15.20
Consensus earnings multiple
Net margin
3.14%
Profit after expenses
Revenue growth
0.37%
Latest YoY quarter
Free cash flow
$10.25B
Reported in USD

Margin quality snapshot

Operating margin4.82%
Net margin3.14%

Competitors

UNH competitors and peer context

Peer data is limited for this ticker.

Risk heatmap

UNH business risks investors should monitor

Valuation sensitivity

Monitor

15.20x

Use the forward P/E and PEG context before treating the profile as cheap or expensive.

Balance-sheet flexibility

Elevated

D/E 0.72 · CR 0.78

Debt load and near-term liquidity shape how much strategic patience the company has.

Growth durability

Monitor

0.37%

Latest YoY revenue growth is the first check on whether the business model is still expanding.

Market sensitivity

Monitor

Beta 0.62

Higher beta can amplify drawdowns when rates, earnings expectations, or sector appetite shift.

Regulatory and operating pressure

Elevated

Healthcare

Clinical, reimbursement, approval, and policy shifts can change revenue timing and product economics.

UNH ownership and registration profile

Float shares
895.00M
Insider ownership
0.25%
Institutional ownership
89.81%
Address
1 Health Drive, Eden Prairie, MN, 55344, United States

Size & scale

Market cap
$357.79B
Enterprise value
$402.53B
Shares outstanding
897.59M
Currency
USD

Frequently asked

Common questions.

What does UnitedHealth Group do?

UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. It operates through four segments: Optum Health, Optum Insight, Optum Rx; and UnitedHealthcare.

Where does TECHi source the UNH profile?

UNH profile facts come from company filings and TECHi's market-data providers; any detail that is not available is left blank rather than inferred.