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Fair Isaac Corp (FICO) financial statements and cash flow.

Revenue, profitability, balance-sheet strength, and cash generation for FICO. Market data source · as of 2026-06-30.

Section freshness

Price Aug 5, 11:05 AM EDT · Statements Jun 29, 8:00 PM EDT

Financial read

FICO latest financial snapshot.

Start with the latest reported values below. Deeper quarterly and annual statement tables follow when supplied.

Revenue

$674.19M

+35.2% YoY

Net income

$237.17M

-10.3% QoQ

Net margin

35.18%

Operating margin 53.79%

Balance sheet coverage

FICO balance sheet summary

Assets, liabilities, liquidity, debt, and equity sit beside income and cash-flow tables so the statement history reads as one model-ready dataset.

20 quarterly · 4 annual rows · Market data source · as of 2026-06-30

Open balance sheet table

Latest period

Q2 FY2026

20 quarterly · 4 annual rows

Assets / liabilities

$2.04B

Liabilities $6.13B

Cash / debt

$248.44M

Net cash -$5.03B

Equity / working capital

-$4.10B

Working capital $136.37M

Financial statements

FICO statement coverage.

Income statement, balance sheet, and cash-flow figures for FICO, with quarterly and annual history in the tables below.

Data last updated

Jun 29, 2026

Income periods

Balance-sheet periods

Cash-flow periods

Quarterly and annual FICO statements, sourced from Market data source · as of 2026-06-30.

Financial statement period

FICO statement history

Market data source · as of 2026-06-30 · Data last updated: Jun 29, 2026

ProfitabilityIncome statementRevenue, expenses, margins, and income quality20 quarterly periods Capital structureBalance sheetAssets, liabilities, debt, equity, and share count20 quarterly periods Cash generationCash flowOperating cash flow, CapEx, FCF, buybacks, and dividends20 quarterly periods

Income statement

Quarterly and annual rows for revenue, operating leverage, earnings quality, and margin direction.

8 / 20 Quarterly

Period	Revenue	Operating income	Net income	Net margin	Revenue QoQ	Net income QoQ
Q2 FY2026	$674.19M	$362.63M	$237.17M	35.18%	-2.5%	-10.3%
Q1 FY2026	$691.68M	$402.46M	$264.46M	38.23%	+35.1%	+67.0%
Q4 FY2025	$511.96M	$234.05M	$158.37M	30.93%	-4.6%	-12.9%
Q2 FY2025	$536.41M	$262.52M	$181.79M	33.89%	+7.6%	+11.8%
Q1 FY2025	$498.74M	$245.65M	$162.62M	32.61%	+13.4%	+6.6%
Q4 FY2024	$439.97M	$179.53M	$152.53M	34.67%	-1.8%	+20.8%
Q2 FY2024	$447.85M	$190.25M	$126.26M	28.19%	+3.2%	-2.7%
Q1 FY2024	$433.81M	$194.84M	$129.80M	29.92%	+13.5%	+7.2%

Balance sheet

Balance-sheet history for assets, liabilities, liquidity, debt, equity, and shares outstanding.

8 / 20 Quarterly

Period	Cash	Current assets	Current liabilities	Total assets	Total liabilities	Total debt	Total equity	Debt QoQ
Q2 FY2026	$248.44M	$881.56M	$745.19M	$2.04B	$6.13B	$5.28B	-$4.10B	+45.2%
Q1 FY2026	$219.42M	$900.77M	$405.29M	$2.05B	$4.15B	$3.64B	-$2.10B	+30.1%
Q4 FY2025	$162.03M	$698.81M	$752.06M	$1.85B	$3.66B	$2.80B	-$1.81B	+5.3%
Q3 FY2025	$134.14M	$705.16M	$849.22M	$1.87B	$3.61B	$2.66B	-$1.75B	+11.6%
Q2 FY2025	$189.05M	$709.84M	$770.61M	$1.86B	$3.26B	$2.38B	-$1.40B	-5.9%
Q1 FY2025	$146.64M	$724.91M	$343.24M	$1.84B	$2.96B	$2.53B	-$1.12B	+4.4%
Q4 FY2024	$184.25M	$595.84M	$331.32M	$1.71B	$2.84B	$2.42B	-$1.14B	+9.6%
Q3 FY2024	$150.67M	$617.41M	$380.29M	$1.72B	$2.68B	$2.21B	-$962.68M	+4.2%

Cash flow

Operating cash generation, capital expenditure, free cash flow, buybacks, dividends, and cash movement.

8 / 20 Quarterly

Period	Operating cash flow	CapEx	Free cash flow	Net income	Stock comp	Debt issuance	Dividends paid	Buybacks	Change in cash	FCF QoQ
Q2 FY2026				$237.17M
Q1 FY2026				$264.46M
Q4 FY2025				$158.37M
Q2 FY2025				$181.79M
Q1 FY2025				$162.62M
Q4 FY2024				$152.53M
Q2 FY2024				$126.26M
Q1 FY2024				$129.80M

Valuation and returns

Enterprise value: $28.51B; TECHi computed

Return on equity: -20.55%; Market data source

Return on assets: 41.32%; Market data source

Ratio values use provider-attributed fields when available and otherwise fall back to TECHi statement math from the visible rows on this page.

Annual revenue and income multiples

Annual sales and income multiple reads use the latest annual statement when available, then fall back to trailing-twelve-month statement math from the visible quarterly rows.

Annual revenue base: $2.41B; TTM statement fallback

Annual income base: $841.79M; TTM statement fallback

Market cap / annual revenue: 9.72; Live market value divided by annual revenue

Market cap / annual income: 27.88; Live market value divided by annual net income

Annual sales and income multiple

EV / annual revenue11.81

Market capitalization bridge

Market cap / annual revenue9.72

Market cap / annual income27.88

TTM valuation multiples

TTM revenue: $2.41B; Trailing twelve months

TTM EBIT: $1.26B; TTM operating income

Market cap / TTM revenue: 9.72; Live market value divided by trailing twelve months revenue

EV / TTM revenue: 11.81; Enterprise value divided by trailing twelve months revenue

Live market value is matched against trailing-twelve-month statement bases first so the multiple moves with the tape instead of anchoring to stale fiscal-year rows.

Profit multiples

Market cap / TTM net income27.88

EV / TTM EBIT22.59

Revenue, net income, and free cash flow

Revenue$674.19MNet income$237.17M

Q4 FY2024Q4 FY2025Q2 FY2026

Quarterly statement rows, shown on one common dollar scale so margin compression and cash conversion stand out quickly.

Efficiency

Growth vs cost pressure

Revenue growth YoY+35.2%

Debt growth YoY+121.9%

Quarterly margin heatmap

Gross margin

Q4 FY2024

—

Q1 FY2025

—

Q2 FY2025

—

Q4 FY2025

—

Q1 FY2026

—

Q2 FY2026

—

Operating margin

Q4 FY2024

40.80%

Q1 FY2025

49.25%

Q2 FY2025

48.94%

Q4 FY2025

45.72%

Q1 FY2026

58.19%

Q2 FY2026

53.79%

Net margin

Q4 FY2024

34.67%

Q1 FY2025

32.61%

Q2 FY2025

33.89%

Q4 FY2025

30.93%

Q1 FY2026

38.23%

Q2 FY2026

35.18%

Latest quarter expense mix

Cost of revenue$87.02M

R&D$53.71M

SG&A$170.84M

Profit bridge

EBIT$362.63M

Pretax income$314.66M

Tax expense$77.49M

Other income statement lines

Income before tax$314.66M

Income tax expense$77.49M

Balance sheet · Q2 FY2026

Cash & equivalents: $248.44M

Total debt: $5.28B

Net cash: -$5.03B; Net debt position

Total equity: -$4.10B

Balance sheet detail

Current assets: $881.56M

Current liabilities: $745.19M

Receivables: $592.53M

Property, plant & equipment: $90.99M

Long-term debt: $5.28B

Debt and liquidity

Debt / revenuei2.19

Debt / income6.28

Cash / debt0.05

Quick ratioi1.13

Cash + short-term investments + receivables / current liabilities

Cash generation

Frequently asked

Common questions.

What financial data is available for FICO?

The FICO Financials page renders only the current income-statement, balance-sheet, cash-flow, or fund rows supplied for Fair Isaac Corp. Missing modules and empty line items are omitted.

How current are FICO's financial statements?

Each visible statement row keeps its reported period and provider attribution. The route redirects to the main quote when no usable financial or fund data remains.

What is Fair Isaac Corp's reported net margin?

Fair Isaac Corp's fresh reported margin field is 34.87%. The Financials page shows the supporting period data currently available for FICO.