Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

NYSE · Technology · Profile
Fair Isaac Corp. (FICO) stock profile and business model
What Fair Isaac Corp. does, how the business earns money, and how valuation, peers, ownership, and risk shape the TECHi profile.
Section freshness
Prices as of Sep 11, 4:00 PM EDT · Fundamentals checked Sep 12, 3:55 AM EDT · Statements Jun 30, 2026
Investor profile snapshot
FICO live price, business model and key metrics
Start with the live market print, then use this profile to connect Fair Isaac Corp.'s operating model with revenue, margins, peer context, and investor risk.
$985.39
▲ +$24.72(+2.57%)4:00 PM ET - vs previous closeiQuote as of Sep 11, 2026, 4:00 PM EDT
NYSE market is closed. Showing the latest available regular-session trade from Sep 11, 2026, 4:00 PM EDT.
Market data source
Long-term ranges5Y, 10Y, Since first printHide
Live price
$985.39
Live during market hours
Market cap
$21.28B
Equity scale
Analyst view
Buy
Target $1,445 (+46.69% implied)
Company · Profile
About Fair Isaac Corp. (FICO)
Sector, leadership, and how Fair Isaac Corp. earns its revenue.
Technology
Company · Profile
About Fair Isaac Corp. (FICO)
Sector, leadership, and how Fair Isaac Corp. earns its revenue.
Fair Isaac Corp.
NYSE · FICO · US
- Sector
- Technology
- Industry
- Software - Application
- Headquarters
- Bozeman, MT, United States
- Country
- US
- Founded
- 1987
- Employees
- 3,876
- CEO
- Mr. William J. Lansing J.D.
- Exchange
- NYSE
Business identity
Fair Isaac Corp. company facts and operating footprint
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
- Sector
- Technology
- Industry
- Software - Application
- Headquarters
- Bozeman, MT, United States
- Founded
- 1987
- Employees
- 3,876
- CEO
- Mr. William J. Lansing J.D.
- Country
- US
- Exchange
- NYSE
Registration and filing identifiersShowHide
- Asset type
- Common Stock
- Fiscal year end
- September
- Latest quarter
- Jun 30, 2026
- CIK
- 0000814547
Key metrics
FICO valuation, revenue and margin profile
- Market cap
- $21.28B
- Equity scale
- Revenue TTM
- $2.39B
- Trailing twelve months
- Net margin
- 34.05%
- Profit after expenses
- Revenue growth
- 25.68%
- Latest YoY quarter
- Free cash flow
- $379.58M
- Reported in USD
Margin quality snapshot
Competitors
FICO competitors and peer context
| Ticker | Company | Price | Move |
|---|---|---|---|
| PLTR | Palantir Technologies | $167.23 | +0.83% |
Risk heatmap
FICO business risks investors should monitor
Valuation sensitivity
Elevated27.78x
Use the forward P/E and PEG context before treating the profile as cheap or expensive.
Balance-sheet flexibility
MonitorD/E — · CR 1.18
Debt load and near-term liquidity shape how much strategic patience the company has.
Growth durability
Monitor25.68%
Latest YoY revenue growth is the first check on whether the business model is still expanding.
Market sensitivity
MonitorBeta 1.32
Higher beta can amplify drawdowns when rates, earnings expectations, or sector appetite shift.
Regulatory and operating pressure
ElevatedTechnology
Platform rules, AI governance, export controls, and supply-chain constraints can move product timing, margins, or addressable markets.
FICO ownership and registration profile
- Float shares
- 20.90M
- Insider ownership
- 3.02%
- Institutional ownership
- 102.34%
- Address
- 5 West Mendenhall, Bozeman, MT, 59715, United States
Size & scale
- Market cap
- $21.28B
- Enterprise value
- $26.32B
- Shares outstanding
- 21.60M
- Currency
- USD
Frequently asked
Common questions.
What does Fair Isaac Corp. do?
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software.
Where does TECHi source the FICO profile?
FICO profile facts come from company filings and TECHi's market-data providers; any detail that is not available is left blank rather than inferred.
