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Profile

PayPal Holdings (PYPL) stock profile and business model

What PayPal Holdings does, how the business earns money, and how valuation, peers, ownership, and risk shape the TECHi profile.

Section freshness

Prices as of Sep 18, 4:00 PM EDT · Fundamentals checked Sep 18, 11:07 PM EDT · Statements Mar 31, 2026

Investor profile snapshot

PYPL live price, business model and key metrics

Start with the live market print, then use this profile to connect PayPal Holdings's operating model with revenue, margins, peer context, and investor risk.

Market closedLatest regular-session print

$52.41

-$0.5300(-1.00%)4:00 PM ET - vs previous closei

Quote as of Sep 18, 2026, 4:00 PM EDT

After-hours NASDAQ quote as of Sep 18, 2026, 4:00 PM EDT. Extended-hours prices can sit outside the regular-session range.

Market data source

Today26%
$52.25L Sep 18 '26$52.87H Sep 18 '26
52-week34%
$38.46$79.22
Long-term ranges5Y, 10Y, Since first print
5Y5%
$38.46L Feb 12 '26$296.70H Sep 8 '21
10Y6%
$36.28L Aug 3 '16$310.16H Jul 26 '21
Since first print8%
$30.00L Aug 24 '15$310.16H Jul 26 '21

1Y · USD · 254 pts

$52.94

Last close · Sep 26

-20.23%Open summary
Market-data preview · Sep 25 to Sep 261-year price range
PYPL one-year price chartServer-rendered SVG chart showing PYPL price history.
1Y High$79.211Y Low$38.46

PYPL one-year SVG chart preview from 2025-09-15 to 2026-09-17.

Live price

$52.41

Live during market hours

Market cap

$44.83B

Equity scale

Analyst view

Hold

Target $57.07 (+8.90% implied)

Company · Profile

About PayPal Holdings (PYPL)

Sector, leadership, and how PayPal Holdings earns its revenue.

PayPal Holdings

Market · PYPL

PayPal Holdings is tracked through live quote data, fundamentals, historical prices, analyst views, and TECHi's source-attributed stock-data layer.

Headquarters
San Jose, CA, United States
Founded
2015

Business identity

PayPal Holdings company facts and operating footprint

PayPal Holdings is tracked through live quote data, fundamentals, historical prices, analyst views, and TECHi's source-attributed stock-data layer.

Headquarters
San Jose, CA, United States
Founded
2015
Registration and filing identifiersShow
Asset type
Common Stock
Fiscal year end
December
Latest quarter
Mar 31, 2026

Key metrics

PYPL valuation, revenue and margin profile

Full statistics
Market cap
$44.83B
Equity scale
Net margin
27.70%
Profit after expenses
Free cash flow
$903.00M
Reported in USD

Margin quality snapshot

Operating margin32.98%
Net margin27.70%

Competitors

PYPL competitors and peer context

TickerCompanyPriceMove
VVisa Inc.$368.29-0.44%
MAMastercard Inc.$565.24-0.09%

Risk heatmap

PYPL business risks investors should monitor

Valuation sensitivity

Monitor

9.91x

Use the forward P/E and PEG context before treating the profile as cheap or expensive.

Balance-sheet flexibility

Monitor

D/E 0.47 · CR 1.26

Debt load and near-term liquidity shape how much strategic patience the company has.

Growth durability

Monitor

Latest YoY revenue growth is the first check on whether the business model is still expanding.

Market sensitivity

Monitor

Beta 1.29

Higher beta can amplify drawdowns when rates, earnings expectations, or sector appetite shift.

Regulatory and operating pressure

Monitor

Sector pending

Industry rules, supply chains, customer concentration, and macro demand remain the main operating risks to monitor.

PYPL ownership and registration profile

Float shares
853.52M
Insider ownership
0.71%
Institutional ownership
78.98%
Address
2211 North First Street, San Jose, CA, 95131, United States

Size & scale

Market cap
$44.83B
Enterprise value
$47.27B
Shares outstanding
882.11M
Currency
USD

Frequently asked

Common questions.

Where does TECHi source the PYPL profile?

PYPL profile facts come from company filings and TECHi's market-data providers; any detail that is not available is left blank rather than inferred.