TECHi.comSoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
NASDAQ · Financial Services · Profile
SoFi Technologies, Inc. (SOFI) stock profile and business model
What SoFi Technologies, Inc. does, how the business earns money, and how valuation, peers, ownership, and risk shape the TECHi profile.
Section freshness
Price Aug 19, 1:40 PM EDT · Statements Jun 29, 8:00 PM EDT
Investor profile snapshot
SOFI live price, business model and key metrics
Start with the live market print, then use this profile to connect SoFi Technologies, Inc.'s operating model with revenue, margins, peer context, and investor risk.
$18.38
▲ +$0.7210(+4.08%)1:40 PM ET - vs previous closeiQuote as of Aug 19, 2026, 1:40 PM EDT
Realtime NASDAQ quote as of Aug 19, 2026, 1:40 PM EDT.
Market data source
Long-term ranges5Y, Since first printHide
Live price
$18.38
Live during market hours
Market cap
$23.76B
Equity scale
Analyst view
Hold
Target $20.03 (+8.94% implied)
Company · Profile
About SoFi Technologies, Inc. (SOFI)
Sector, leadership, and how SoFi Technologies, Inc. earns its revenue.
Financial Services
Company · Profile
About SoFi Technologies, Inc. (SOFI)
Sector, leadership, and how SoFi Technologies, Inc. earns its revenue.
SoFi Technologies, Inc.
NASDAQ · SOFI · US
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Country
- US
- Founded
- 1995
- Employees
- 6,100
- CEO
- Anthony J. Noto
- Exchange
- NASDAQ
Business identity
SoFi Technologies, Inc. company facts and operating footprint
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Founded
- 1995
- Employees
- 6,100
- CEO
- Anthony J. Noto
- Country
- US
- Exchange
- NASDAQ
Registration and filing identifiersShowHide
- Asset type
- Common Stock
- Fiscal year end
- December
- Latest quarter
- Jun 30, 2026
- CIK
- 0001818874
Key metrics
SOFI valuation, revenue and margin profile
- Market cap
- $23.76B
- Equity scale
- Net margin
- 11.40%
- Profit after expenses
- Revenue growth
- 1.11%
- Latest YoY quarter
Margin quality snapshot
Competitors
SOFI competitors and peer context
| Ticker | Company | Price | Move |
|---|---|---|---|
| AXP | AXP | $341.33 | +0.83% |
Risk heatmap
SOFI business risks investors should monitor
Valuation sensitivity
Elevated37.55x
Use the forward P/E and PEG context before treating the profile as cheap or expensive.
Balance-sheet flexibility
ElevatedD/E 0.31 · CR 0.16
Debt load and near-term liquidity shape how much strategic patience the company has.
Growth durability
Monitor1.11%
Latest YoY revenue growth is the first check on whether the business model is still expanding.
Market sensitivity
HighBeta 2.20
Higher beta can amplify drawdowns when rates, earnings expectations, or sector appetite shift.
Regulatory and operating pressure
ElevatedFinancial Services
Rates, capital requirements, credit quality, and market liquidity can pressure earnings and balance-sheet flexibility.
SOFI ownership and registration profile
- Float shares
- 1.27B
- Insider ownership
- 1.42%
- Institutional ownership
- 51.34%
- Address
- 234 1st Street, San Francisco, CA, 94105, US
Size & scale
- Market cap
- $23.76B
- Enterprise value
- $23.37B
- Shares outstanding
- 1.29B
- Currency
- USD
Frequently asked
Common questions.
What does SoFi Technologies, Inc. do?
The SOFI Profile page keeps the available company description, sector, industry, leadership, headquarters, workforce, and product context together.
Where does TECHi source the SOFI profile?
Profile fields come from the unified company record and provider data; unavailable identity fields remain blank rather than inferred.