Methodology published · Market data, model notes, and corrections process are public · Data policy · Corrections policy

NYSE · Financials · Financials

Citigroup Inc. (C) financial statements and cash flow.

Revenue, profitability, balance-sheet strength, and cash generation for C. Market data source · as of 2025-12-31.

Section freshness

Price Aug 19, 11:07 AM EDT · Statements Dec 30, 7:00 PM EST

Financial read

C latest financial snapshot.

Start with the latest reported values below. Deeper quarterly and annual statement tables follow when supplied.

Revenue

$19.87B

+2.1% YoY

Net income

$2.47B

-34.1% QoQ

Free cash flow

$24.92B

+4920.9% QoQ

Net margin

12.44%

Balance sheet coverage

C balance sheet summary

Assets, liabilities, liquidity, debt, and equity sit beside income and cash-flow tables so the statement history reads as one model-ready dataset.

20 quarterly · 5 annual rows · Market data source · as of 2025-12-31

Open balance sheet table

Latest period

Q4 FY2025

20 quarterly · 5 annual rows

Assets / liabilities

$2.66T

Liabilities $2.44T

Cash / debt

—

Net cash —

Equity / working capital

$212.29B

Working capital —

Financial statements

C statement coverage.

Income statement, balance sheet, and cash-flow figures for C, with quarterly and annual history in the tables below.

Data last updated

Dec 30, 2025

Income periods

Balance-sheet periods

Cash-flow periods

Quarterly and annual C statements, sourced from Market data source · as of 2025-12-31.

Financial statement period

C statement history

Market data source · as of 2025-12-31 · Data last updated: Dec 30, 2025

ProfitabilityIncome statementRevenue, expenses, margins, and income quality20 quarterly periods Capital structureBalance sheetAssets, liabilities, debt, equity, and share count20 quarterly periods Cash generationCash flowOperating cash flow, CapEx, FCF, buybacks, and dividends20 quarterly periods

Income statement

Quarterly and annual rows for revenue, operating leverage, earnings quality, and margin direction.

8 / 20 Quarterly

Period	Revenue	Net income	Net margin	Revenue QoQ	Net income QoQ
Q4 FY2025	$19.87B	$2.47B	12.44%	-10.0%	-34.1%
Q3 FY2025	$22.09B	$3.75B	16.99%	+1.9%	-6.6%
Q2 FY2025	$21.67B	$4.02B	18.55%	+0.3%	-1.1%
Q1 FY2025	$21.60B	$4.06B	18.82%	+10.9%	+42.3%
Q4 FY2024	$19.46B	$2.86B	14.67%	-3.7%	-11.8%
Q3 FY2024	$20.21B	$3.24B	16.02%	+0.9%	+0.7%
Q2 FY2024	$20.03B	$3.22B	16.06%	-4.7%	-4.6%
Q1 FY2024	$21.02B	$3.37B	16.04%	+23.3%	+283.3%

Balance sheet

Balance-sheet history for assets, liabilities, liquidity, debt, equity, and shares outstanding.

8 / 20 Quarterly

Period	Total assets	Total liabilities	Total debt	Total equity	Debt QoQ
Q4 FY2025	$2.66T	$2.44T	$367.70B	$212.29B	-0.8%
Q3 FY2025	$2.64T	$2.43T	$370.61B	$213.02B	-0.7%
Q2 FY2025	$2.62T	$2.41T	$373.32B	$213.22B	+8.3%
Q1 FY2025	$2.57T	$2.36T	$344.82B	$212.41B	+2.7%
Q4 FY2024	$2.35T	$2.14T	$335.81B	$208.60B	-1.4%
Q3 FY2024	$2.43T	$2.22T	$340.42B	$209.08B	+6.7%
Q2 FY2024	$2.41T	$2.20T	$319.01B	$208.31B	+0.5%
Q1 FY2024	$2.43T	$2.23T	$317.40B	$206.59B	-2.1%

Cash flow

Operating cash generation, capital expenditure, free cash flow, buybacks, dividends, and cash movement.

8 / 20 Quarterly

Period	Operating cash flow	CapEx	Free cash flow	Net income	Dividends paid	Buybacks	FCF QoQ
Q4 FY2025	$26.55B	$1.63B	$24.92B	$2.47B	$1.35B	$4.50B	+4920.9%
Q3 FY2025	$1.10B	$1.62B	-$517.00M	$3.75B	$1.37B	$5.00B	+98.7%
Q2 FY2025	-$36.58B	$1.75B	-$38.33B	$4.02B	$1.33B	$2.00B	+36.3%
Q1 FY2025	-$58.71B	$1.52B	-$60.23B	$4.06B	$1.32B	$1.75B	-360.6%
Q4 FY2024	$24.80B	$1.69B	$23.11B	$2.86B	$1.31B	$968.00M	+226.7%
Q3 FY2024	-$16.67B	$1.56B	-$18.23B	$3.24B	$1.34B	$982.00M	+2.0%
Q2 FY2024	-$16.96B	$1.64B	-$18.60B	$3.22B	$1.25B	$111.00M	-49.6%
Q1 FY2024	-$10.83B	$1.61B	-$12.44B	$3.37B	$1.29B	$413.00M	-93.4%

Valuation and returns

Enterprise value: $596.69B; TECHi computed

Return on equity: 6.74%; Market data source

Return on assets: 0.54%; Market data source

Debt / equity: 1.73

Ratio values use provider-attributed fields when available and otherwise fall back to TECHi statement math from the visible rows on this page.

Annual revenue and income multiples

Annual sales and income multiple reads use the latest annual statement when available, then fall back to trailing-twelve-month statement math from the visible quarterly rows.

Annual revenue base: $85.22B; Annual statement 2025-12-31

Annual income base: $14.31B; Annual statement 2025-12-31

Market cap / annual revenue: 2.69; Live market value divided by annual revenue

Market cap / annual income: 16.01; Live market value divided by annual net income

Annual sales and income multiple

EV / annual revenue7.00

Market capitalization bridge

Market cap / annual revenue2.69

Market cap / annual income16.01

TTM valuation multiples

TTM revenue: $85.22B; Trailing twelve months

Market cap / TTM revenue: 2.69; Live market value divided by trailing twelve months revenue

EV / TTM revenue: 7.00; Enterprise value divided by trailing twelve months revenue

Live market value is matched against trailing-twelve-month statement bases first so the multiple moves with the tape instead of anchoring to stale fiscal-year rows.

Profit multiples

Market cap / TTM net income16.01

Revenue, net income, and free cash flow

Revenue$19.87BNet income$2.47BFree cash flow$24.92B

Q3 FY2024Q2 FY2025Q4 FY2025

Quarterly statement rows, shown on one common dollar scale so margin compression and cash conversion stand out quickly.

Efficiency

Growth vs cost pressure

Revenue growth YoY+2.1%

Debt growth YoY+9.5%

Cash conversion

FCF margini-87.01%

CapEx / revenuei7.65%

Quarterly margin heatmap

Gross margin

Q3 FY2024

—

Q4 FY2024

—

Q1 FY2025

—

Q2 FY2025

—

Q3 FY2025

—

Q4 FY2025

—

Operating margin

Q3 FY2024

—

Q4 FY2024

—

Q1 FY2025

—

Q2 FY2025

—

Q3 FY2025

—

Q4 FY2025

—

Net margin

Q3 FY2024

16.02%

Q4 FY2024

14.67%

Q1 FY2025

18.82%

Q2 FY2025

18.55%

Q3 FY2025

16.99%

Q4 FY2025

12.44%

Profit bridge

Pretax income$3.81B

Tax expense$1.29B

Other income statement lines

Income before tax$3.81B

Income tax expense$1.29B

Balance sheet · Q4 FY2025

Total debt: $367.70B

Total equity: $212.29B

Balance sheet detail

Current debt: $51.88B

Long-term debt: $315.83B

Debt and liquidity

Debt / revenuei4.31

Debt / income25.70

Cash generation

Operating cash flow: $26.55B

Capital expenditure: $1.63B

Free cash flow: $24.92B

Capital returned: $5.85B; Buybacks + dividends paid

Cash-flow detail

Investing cash flow: -$49.33B

Financing cash flow: $25.28B

Buybacks: $4.50B

Net buybacks: $4.50B; Repurchases less stock issuance

Dividends paid: $1.35B

Cash flow read

C converts most of its earnings into cash.

Free cash flow of $24.92B versus $2.47B of reported net income means accruals aren't doing much heavy lifting — the cash is showing up alongside the earnings. That's the cleanest profile a fundamentals desk wants to see.

Frequently asked

Common questions.

What financial data is available for C?

The C Financials page renders only the current income-statement, balance-sheet, cash-flow, or fund rows supplied for Citigroup Inc.. Missing modules and empty line items are omitted.

How current are C's financial statements?

Each visible statement row keeps its reported period and provider attribution. The route redirects to the main quote when no usable financial or fund data remains.

What is Citigroup Inc.'s reported net margin?

Citigroup Inc.'s fresh reported margin field is 16.79%. The Financials page shows the supporting period data currently available for C.