Methodology published · Market data, model notes, and corrections process are public · Data policy · Corrections policy

NYSE · Financial Services · Financials

Citigroup Inc. financials & valuation

Reported statements, fiscal periods and valuation definitions in one place.

Section freshness

Prices as of Oct 2, 4:02 PM EDT · Fundamentals checked Oct 3, 5:26 PM EDT · Statement period ended Dec 31, 2025

Financial statements

Period Statement

Show / hide line items

Revenue

85.23B

FY2025 · ended Dec 31, 2025

Operating Income

—

FY2025 · ended Dec 31, 2025

Net Income

14.31B

FY2025 · ended Dec 31, 2025

Amounts in USD. B = billions · M = millions. Scroll horizontally for earlier periods.

Sources, units & calculation notes

TECHi unified data / SEC Companyfacts. Per-share figures are in USD/share; margins in %, debt/equity in ×. TTM sums four consecutive quarters; balance sheets remain period-end balances. A trailing-twelve-month EPS figure is not the sum of the quarterly EPS cells. Growth requires comparable positive values. EPS uses the provider’s reported share basis; a missing quarter says it is not on file, or shows a derived figure only when net income and a plausible share count are already on the page. Mixed filing split bases are not summed. EPS growth and trend lines require matching documented accounting and split bases. Tab through controls; use arrow keys inside the table.

C annual income
Line item	FY2025Ended Dec 31, 2025Filed Feb 20, 2026Source filing	FY2024Ended Dec 31, 2024As reported in the Feb 20, 2026 filingSource filing	FY2023Ended Dec 31, 2023As reported in the Feb 20, 2026 filingSource filing	FY2022Ended Dec 31, 2022Filed Feb 21, 2025Source filing	1Y change	3Y annual growth	Trend
	85.23B	80.72B	78.07B	75.34B	5.6%	4.2%
	14.31B	12.68B	9.23B	14.85B	12.8%	-1.2%

Earnings quality · Dec 31, 2025

Net income: 14.31B
Free cash flow: -74.15B
Stock-based compensation: —
FCF / net income: -518.3%
Accrual gap / revenue: 96.1%
Cash conversion: Weak cash conversion

Accrual gap = (net income − operating cash flow) / revenue. TECHi descriptive thresholds: strong ≥100%, moderate 75–100%, weak <75%. CapEx timing, working capital and industry structure affect the ratio; it is not an accounting audit.

Download quarterly financial dataset

Changes between reports

Q4 Dec 31, 2025 versus Q3 Sep 30, 2025

Reported periods shown above are compared directly; a missing intervening quarter is not inferred. Margin changes are in percentage points (pp).

Revenue: 19.87B↓ -10.0%; Previous: 22.09B · USD
Net margin: 12.44%↓ -4.5 pp; Previous: 16.99%
Cash: 349.58B↑ +0.4%; Previous: 348.06B · USD
Debt: 367.71B↓ -0.8%; Previous: 370.61B · USD
Capex: 1.63B↑ +0.9%; Previous: 1.62B · USD

Reported-period comparison. Guidance and risk-factor changes require reading the filings.

Read the filings

Valuation & ratios

Multiples with negative or missing earnings are not meaningful. Annual free cash flow yield uses the latest fiscal year; provider forward multiples may use a different earnings horizon.

Enterprise value is market cap plus total debt minus cash (balance sheet Dec 31, 2025): market cap $224.79B, total debt $367.70B, cash $349.58B.

Valuation history and definitions

5Y median / percentile: Five-year observations unavailable
Forward EPS vs trailing EPS: 20.33%
PEG: 0.57×PEG is the forward P/E divided by the expected EPS growth rate in percent.

EPS growth proxy compares the available annual estimate (FY2026 period end 2026-12-31) with trailing EPS; it is not a multi-year consensus growth rate. Historical valuation uses dated observations, using price divided by the annual EPS estimate recorded that day. Legacy provider P/E observations with an unknown earnings basis are excluded. Available P/E observations: 7 since 2026-09-26.

Why provider ratios differ · reconciliation

Forward P/E can use next fiscal year, current fiscal year or next-twelve-month earnings; trailing P/E can use GAAP or adjusted earnings and different closing prices. TECHi compares figures with the same earnings basis and reporting period. Different definitions are not averaged together.

Metric	Value / formula	Source and date
Trailing P/E	13.85	Yahoo Finance · Oct 3, 2026, 5:26 PM EDT
Trailing EPS	9.28	Yahoo Finance · Oct 3, 2026, 5:26 PM EDT
Price ÷ annual EPS estimate	11.51×	TECHi calculation · FY2026 period end 2026-12-31

All data sources

Search the dated figures used for this view. Each entry identifies its units, reporting period and calculation status.

How to use this page

Use this to decide whether the business supports the valuation.

Best for Revenue quality, margins, cash conversion, debt, and filing cadence.

Weak when One-time items or old filings dominate the most recent reported figures.

Browse all companies and funds

Research tools

Market closed

Regular hours: 9:30 AM–4:00 PM America/New_York

Next open: 2026-10-05 · 9:30 AM America/New_York

Exchange calendar includes scheduled holidays and early closes. Extended-session prices appear separately only when supplied by the quote source.